Personal Checking
Browse our Personal Interest-bearing and non-interest-bearing checking accounts to help determine which account is right for you.
Individual Century
- Minimum balance to open is $1000.00
- If balance falls below $1000.00 on any day in the month, your account will be subject to a $10.00 service charge for that month.
- Unlimited number of deposits.
- Crediting/Compounding frequency is monthly.
- Interest Bearing*
*If your account is closed before interest is credited, you will not receive the accrued interest.
- Minimum balance to open is $1000.00
- If balance falls below $1000.00 on any day in the month, your account will be subject to a $10.00 service charge for that month.
- Unlimited number of deposits.
- Crediting/Compounding frequency is monthly.
- Interest Bearing*
*If your account is closed before interest is credited, you will not receive the accrued interest.
- Minimum opening deposit - $100.00
- Unlimited number of deposits and check writing
- If balance falls below $400.00 during statement cycle, your account will be subject to an $8.00 service charge.
- If account balance is at least $400.00, but less than $500.00 during statement cycle your account will be subject to a $7.00 service charge.
- If account balance is at least $500.00, but less than $600.00 or more during statement cycle, your account will be subject to a $6.00 service charge.
- If account balance $600.00 or more during a statement cycle, your account will not be subject to a service charge.
- Minimum opening deposit - $100.00
- Unlimited number of deposits and check writing.
- We may impose a $3.00 service charge per month. Account holder MUST be age 60 to qualify.
*Rate information - At our discretion, we may change the interest rate for this account. If you would like to know the current rate you may call us at any time.
Need a Debit Card?
Contact us to find out about our debit card services offered with checking accounts.
| Product | Individual Century |
Individual HI-FI | Individual Checking | Individual Senior |
|---|---|---|---|---|
| Minimum to Open | $1000.00 | $1000.00 | $1000.00 | $100.00 |
| Interest Bearing | Yes | Yes | No | No |
|
Monthly Fee |
$10.00 |
$10.00 |
$8.00, $7.00, or $6.00 |
None |
|
Balance to Avoid Fee |
$1000.00 |
$1000.00 |
$8.00 - Above $400.00 $7.00 - Above $400.00, less than $500.00 $6.00 - Above $500.00, less than $600.00 |
N/A |
|
Other Fees |
None |
Excess check fee charge: Beginning with the seventh withdrawal in a month, we impose a per check fee of $0.25. |
None |
We may impose a $3.00 service charge per month. |
Need Help?
Call us to speak to our Accounts Specialists to help guide you through each option or with any questions.