Personal Checking

Browse our Personal Interest-bearing and non-interest-bearing checking accounts to help determine which account is right for you.

Compare Accounts

  

Individual Century

  • Minimum balance to open is $1000.00
  • If balance falls below $1000.00 on any day in the month, your account will be subject to a $10.00 service charge for that month.
  • Unlimited number of deposits.
  • Crediting/Compounding frequency is monthly.
  • Interest Bearing*

*If your account is closed before interest is credited, you will not receive the accrued interest.

Individual HI-FI

  • Minimum balance to open is $1000.00
  • If balance falls below $1000.00 on any day in the month, your account will be subject to a $10.00 service charge for that month.
  • Unlimited number of deposits.
  • Crediting/Compounding frequency is monthly.
  • Interest Bearing*

*If your account is closed before interest is credited, you will not receive the accrued interest.

Individual Checking

  • Minimum opening deposit - $100.00
  • Unlimited number of deposits and check writing
  • If balance falls below $400.00 during statement cycle, your account will be subject to an $8.00 service charge.
  • If account balance is at least $400.00, but less than $500.00 during statement cycle your account will be subject to a $7.00 service charge.
  • If account balance is at least $500.00, but less than $600.00 or more during statement cycle, your account will be subject to a $6.00 service charge.
  • If account balance $600.00 or more during a statement cycle, your account will not be subject to a service charge.

Individual Senior

  • Minimum opening deposit - $100.00
  • Unlimited number of deposits and check writing.
  • We may impose a $3.00 service charge per month. Account holder MUST be age 60 to qualify.

*Rate information - At our discretion, we may change the interest rate for this account. If you would like to know the current rate you may call us at any time.

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Personal Checking Accounts Comparison Chart

ProductIndividual Century

Individual HI-FI

Individual CheckingIndividual Senior
Minimum to Open $1000.00 $1000.00 $1000.00 $100.00
Interest Bearing Yes Yes No No

Monthly Fee

$10.00

$10.00

$8.00, $7.00, or $6.00

None

Balance to Avoid Fee

$1000.00

$1000.00

$8.00 - Above $400.00

$7.00 - Above $400.00, less than $500.00

$6.00 - Above $500.00, less than $600.00

N/A

Other Fees

None

Excess check fee charge: Beginning with the seventh withdrawal in a month, we impose a per check fee of $0.25.

None

 We may impose a $3.00 service charge per month.
 

Need Help?

Call us to speak to our Accounts Specialists to help guide you through each option or with any questions.

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